Researching Melaleuca... many stories,
just don't let them in your bank account!
how will you do transactions with them? what are consumer options for making purchases?
does your bank have a mechanism to prevent a check from clearing twice? THINK - e-transactions are not CHECKS - they are on a data feed "tape" or other electronic media. The tape can be mistakenly, or purposefully - re-sent by the vendor - or re-run @ the bank.
(market your bank BASED on the strength of its in-house/audited-with-ethical-standards IT systems!!!! Customers will flock to you!!!!)
(i have/can write programming logic....have/can written stored procedures.....audited logs of stored procedure and scheduled task activity -- and can think of many validation tests that each transaction must pass before it is accepted, and if accepted, the 2 systems need to do a "handshake". that final electronic conversation is often lost.... need a LOG to write lost handshake transactions..... THIS is why you never outsource your IT programmers, which virtually all U.S. corporations have done. Corporate American has no idea what happens when they use SAP, Peoplesoft, or whichever financial accounting package, or other pre-packaged software. What's in those there stored procedures? but what do I know? I only began working in the information technology field in 1982.... my daughters DOS Prompt was Bart Simpson's head! All written in autoexec.bat - for those of you who remember that one!)
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